Educate Me

Kickstart 2025 with smart money habits

The new year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. The holiday season may bring extra expenses, but it’s also an opportunity to start building…

2024 in review, what to expect from 2025

Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. Reflecting on 2024 Interest rates…

Why choose a mortgage broker to refinance?

Did you know that seven out of 10 borrowers use a mortgage broker? During the June 2024 quarter, mortgage brokers wrote 73.7% of all new home loans in Australia – the second highest result on record.  When it comes to refinancing, many borrowers choose to use…

Will house prices keep rising in 2025?

Amid cost-of-living pressures and mortgage repayment stress, there has been some good news for homeowners.  Property prices have continued to rise for months on end across the nation.   In October, data from CoreLogic showed property values increased by 0.3% nationally. It was the 21st consecutive month of…

What type of home loan do I need?

When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…

5 tips for choosing a property manager for your rental

When you rent out your investment property, you can choose to manage the property yourself or get a professional property manager to do the hard yards for you. The key benefit of getting someone else to manage your property is the convenience factor. You won’t…

What to expect this spring selling season

Spring has arrived, bringing a renewed sense of excitement in the property market. Whether you’re an agent looking to sell a few properties, a vendor wanting to offload a property, or a buyer hoping to snap up a bargain and start a new chapter in…

Questions to ask during an inspection

When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get swept up in the moment. Home stylists can be very clever at making you fall in love with a…

Welcome to our September Newsletter

Spring is here and that means vendors will be sprucing up their gardens and making sure their properties present beautifully for the busy spring selling season. This spring, we’re likely to see varied conditions across Australia’s capital cities. In some state capitals, like Melbourne, an…

Should I pay down my home loan or invest?

To pay more off your home loan or invest in another property? It’s a question many homeowners face. Ultimately, it depends on your financial situation and long-term goals as to whether you funnel your funds into your home or an investment property. Here are some…

Rentvesting: an option for first-time buyers

With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it…

5 things to look for in an investment property

Finding the right investment property for you is different from finding your own home. At the end of the day, the aim of buying an investment property is to make a solid financial return – whether that’s through rental income or capital growth. That’s why…

What’s a guarantor loan and how does it work?

Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home. If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options…

Buying an apartment vs a house as an investment

Do you want to jump into the property market but don’t have the budget to buy a house? A unit or apartment could be a great way to get your leg up on the property ladder. According to CoreLogic data, unit values are now rising…

End of financial year tax tips for investors

Tax time. Nobody hears those words and thinks, “yay, it’s the most wonderful time of the year!” But tax time can be rewarding, especially if you receive a tax refund at the end of it. It’s also a great opportunity to run through your finances…