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4 Common Property Investment Mistakes

Diving into the world of property investment can be both exhilarating and daunting. With the potential for considerable returns, it’s tempting to jump right in. However, it’s essential to be aware of common pitfalls and arm yourself with strategies to navigate them. Here’s a guide…

Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…

When are interest rates expected to drop?

From May 2022, the Reserve Bank of Australia (RBA) began one of the most aggressive monetary tightening periods in Australian history as it tried to curb soaring inflation. But with several months of cash rate pauses by the RBA, many believe the tide may have…

Welcome to our October Newsletter

What an interesting spring selling season it’s shaping up to be. This month, RBA governor Michele Bullock kept the cash rate on hold while taking the helm for the first time. Meanwhile, the demand/supply imbalance continues to push property values higher in many markets. If you’re looking…

Negotiating a spring bargain

Spring typically sees an uptick in property sales and this trend looks set to continue in 2023. In the first week of spring, more than 2,400 properties were scheduled to go under the hammer – up 13 per cent compared to the first week of…

7 tips to pay off your home loan sooner

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Read on for our 7 practical tips to help boost your savings. 1. Implement and monitor…

Navigating the risks of rate rises

2023 has been an historic year for the Reserve Bank of Australia’s (RBA) in raising the cash rate to an 11-year high in an effort to battle inflation. The cash rate was only 0.1 per cent in early May last year, and it has been…

Smart Investing for the Budget-Savvy

Is a small budget holding you back from property investment? Think again! You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s explore how you could make this dream a reality. 1. Unlock Your…

Preparing for a spring property purchase

Spring has almost sprung and in the property world, it’s an exciting time of year. So, what will this year’s spring selling season look like? Property prices are still on the rise in many markets, despite the Reserve Bank of Australia’s aggressive interest rate hikes…

How much does it cost to refinance?

With so much movement on interest rates lately and roughly half of all fixed-rate loans expiring this year, refinancing is on many people’s radars. It’s no wonder. Some of those facing their fixed rate expiry are bracing for a 63 per cent increase in their monthly mortgage repayments. If…

Three steps to home loan pre-approval

Spring is just around the corner which traditionally means the property market will start to warm up. If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your…

Achieve your investment goals: Loans for your strategy

Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout your investment journey. Here’s how we can help. Get the right loan for your investment strategy There are loads of different investment loans available,…

Mastering the settlement process – What every homeowner should know

There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement day can be both exciting and stressful. But once the formalities are done, it’s all worth it. If you’re planning a property purchase and…

Escaping mortgage prison

Stuck in an expensive home loan and feeling trapped? You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules. But there may…

A Pre-Tax Time Checklist for Property Investors

Sorting through heaps of receipts to figure out your allowable deductions isn’t anyone’s idea of a good time, right? Property investment can be a rewarding venture, but it comes with its share of responsibilities, especially when tax season rolls around. To help you navigate the…