Altitude Capital is an Australian company, it was created to offer the best loan for your individual or business needs. We aim to make the process of applying for a loan as hassle free as possible for you. At Altitude Capital, our business isn’t banking, it’s relationships. Our expertise spans more than 20 years in the banking industry and offers the knowledge and guidance to secure the best financial arrangements for you.

We deliver real benefits for real people.
We help you reach your ‘Altitude’.



John Tchetchenian


Mobile: 0401 294 242
Email: john@altitudecapital.com.au

John is a specialist in his field with more than 26 years of banking and finance industry experience, at National Australia Bank and Commonwealth Bank of Australia. During this time with these major lenders, John gained a wide range of retail and commercial banking experience through being involved in home loans all the way through to large scale commercial transactions of up to $100M.

John’s knowledge, skill and relationships in the banking and finance sector enable him to negotiate security structures, rates, terms and conditions with the financial institutions that benefit his clients and help them reach their financial goals. John holds a Diploma of Financial Services (Finance and Mortgage Broking Management) and is a holder of an Australian Credit Licence (LN 386819). As a trusted member of the Mortgage & Finance Association of Australia (MFAA) and member of the Credit & Investments Ombudsman Ltd (CIO), he is committed to professional and ethical lending practices.

John can also offer his services as a Justice of the Peace (JP).


Amanda Fraser

Credit Adviser

Mobile: 0418 657 307
Email: amanda.fraser@altitudecapital.com.au

Amanda is a Sales & Business Development Professional with more than 15 years’ experience in the Banking and Financial Services sector. Prior to commencing with Altitude Capital, Amanda worked most recently as a Business Development Manager with the Commonwealth Bank of Australia.

Amanda is a strong communicator with a talent for building relationships and demonstrated leadership, coaching, and negotiating with stakeholders at all levels of business and from diverse backgrounds. She delivers outstanding results by identifying and qualifying potential opportunities and offering customers the right product through customised solutions.

Amanda’s knowledge and expertise will ensure she negotiates the best possible loan structure for your individual circumstances and she will assist you in selecting the best possible financing options. Amanda’s focus is on building enduring relationships with her customers and ensuring the best possible outcome is achieved for each situation.

Amanda holds a Bachelor of Commerce Degree and a Diploma of Financial Services (Finance and Mortgage Broking Management) and is a trusted member of the Mortgage & Finance Association of Australia (MFAA) and member of the Credit & Investments Ombudsman Ltd (CIO). Amanda is committed to professional and ethical lending practices.


Artak Giulambarian

Credit Adviser

Mobile: 0437 346 262
Email: artak@nmfc.net.au

As a long standing member of the mortgage broking fraternity, Artak is well versed in all aspects of residential and commercial, seniors equity loans, as well as asset and equipment finance. He is very professional with his dealing with his clients and his business is founded on strong relationships. After 15 years as a mortgage broker, Artak will be able to structure and source you the best deal in the market.

Artak holds an Australian Credit Licence, a Diploma of Financial Services (Finance and Mortgage Broking Management), is a trusted member of the Mortgage & Finance Association of Australia (MFAA) and of the Australian Financial Complaints Authority (AFCA). Artak is committed to professional and ethical lending practices.


Chay Phillp

Credit Adviser

Mobile: 0412 102 300
Email: chay@altitudecapital.com.au

Chay has been operating in the finance industry for the past 5 years. Before specialising as a mortgage broker with Altitude Capital, Chay was a financial planner within an independent financial planning practice. He thus has the knowledge and insight to help structure an appropriate home loan which caters to the individual whilst being mindful of the client’s other financial circumstances and needs, allowing for a more cohesive mortgage strategy.

Chay’s background was in teaching in the secondary school setting in the H.S.I.E. learning area, specialising in History. He therefore has highly developed communication skills, high literacy and importantly is a very good listener. Coupled to this, Chay has lived and worked in a number of cultures around the world, making him sensitive to peoples and customs. These basic human skills and qualities are what allow Chay to engage on a very personal level to determine the best interest of each and every client and the appropriate outcomes.

Chay is a member of the Finance Brokers Association of Australia (FBAA) as well as a member of the Credit & investment Ombudsman Ltd (CIO); he holds a Certificate IV in Mortgage Broking, a Diploma in Financial Planning, with subset qualifications in Principles of Self-Managed Superannuation Funds and Margin Lending. As alluded to above, he has a Bachelor of Teaching and accordingly, is a learner for life wishing to grow and improve every day, edifying the role of Mortgage adviser.

Anna The Admin Team

The Admin Team

Loans Administration

Email: admin@altitudecapital.com.au

Anna works in the background supporting the submission and smooth progression of loans for all and prospective clients. She liaises on behalf of the brokers with all parties associated with procuring a loan, such as lenders, valuers, solicitors and clients. Anna has many years experience in the Mortgage & Finance Industry and she brings her office management skills to ensure all brokers are supported and clients are keep up to date on the progress of their applications.