We possess within us two minds. So far I have written only of the conscious mind. I would now like to introduce you to your second mind, the hidden and mysterious subconscious.
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Spring is just around the corner and that means the busiest period for the real estate industry is almost here. So, what’s been happening in the property world of late? The Reserve Bank of Australia (RBA) left the cash rate on hold again this month…
Are you considering refinancing? You’re not alone. According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to $21.0b and was 22.4% higher compared to a year ago. Indeed, the series of cash rate hikes…
Some positive news for homeowners this month, with the Reserve Bank of Australia (RBA) deciding to keep the cash rate on hold at 4.1 per cent. Meanwhile, Australia’s housing values moved through a fourth month of recovery in June. Property prices continued to climb in most markets, with CoreLogic data…
Australia’s winter housing outlook is improving, with rising property prices and stronger market conditions. Since February, we have seen three consecutive months of positive growth in housing values due to a significant imbalance between supply and demand. This month, experts warned that if property prices continued to…
The Reserve Bank of Australia (RBA) is facing a major overhaul following an independent review. What does it mean for interest rates and for Australian mortgage holders? We dive into all your questions in this article. Why was there a review? Treasurer Jim Chalmers announced…
Winter is coming, but for many investors, it’s a time to celebrate about the sizzling rental property market. According to CoreLogic, Australia’s capital cities recorded the strongest annual rental increase in history. In the year to April 2023, the combined capitals saw an annual rental increase…
We hope you had a wonderful Easter and enjoyed a treat or three with your loved ones. Homeowners breathed a collective sigh of relief this month when the Reserve Bank of Australia (RBA) kept the cash rate on hold, following the release of softer inflation figures. …
Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A 30-year mortgage with one lender is a bit the same – a thing of the past and something that is…
Have you been patiently waiting in the wings, wondering whether or not to buy your first investment property in 2023? You’re not alone. Many buyers have been spooked, what with all the changes in the market. Whether or not now is the right time to…
With interest rates on the move, many people are shopping around for home loans. In January, the value of external refinancing for total housing fell 2.1%, but remained close to record highs at $18.6 billion. If you’re considering refinancing, it’s a good idea to be aware of…
Autumn has arrived – the second busiest time of the year in the property world. For buyers looking to make the most of lower property prices, there are opportunities to be found. This month the Reserve Bank of Australia (RBA) put up interest rates again…
The day you’ve been dreading is looming. You’ve enjoyed a record-low interest rate for a year or more, but now your fixed rate home loan term is ending. Do you, 1) hide under your bed and hope for the best; 2) trust that your current…
The Reserve Bank of Australia (RBA) put up interest rates again this month – signalling more repayment pain for variable mortgage holders. The average Aussie with a $500,000 home loan has seen their repayments jump by about $900 a month since the start of the hikes last…
A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high. How long has it been since you looked at…
Happy New Year! We hope you had a relaxing and memorable holiday season spent with family and friends. As some of us return to work and others enjoy the last few sun-soaked weeks of holidays, the property market remains quiet as many vendors hold off…