Educate Me

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Welcome to our April Newsletter

The Reserve Bank of Australia (RBA) kept the cash rate on hold at its latest meeting, but it looks highly likely the RBA’s next move will be a cash rate cut after President Donald Trump’s sweeping tariffs on US imports sent shock waves through global markets. Meanwhile,…

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Is now a good time to buy?

The Reserve Bank of Australia (RBA) has cut the cash rate and interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals. But generally speaking, it’s always best to get a leg…

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How a mortgage broker can help you this year

2025 is shaping up to be a year of opportunities in the property market. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, I’m here…

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5 Trends to watch if you want to buy in 2025

Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions. Here are…

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Welcome to our January newsletter

It’s a new year, and for aspiring homeowners, that means it’s time to focus on getting pre-approved and ready to purchase. Property prices came down nationally for the first time in almost two years in December, yet there is a lot of price divergence among Australia’s capital…

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2024 in review, what to expect from 2025

Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. Reflecting on 2024 Interest rates…

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Welcome to our December Newsletter

Summer has arrived, and while the mercury continues to rise across the nation, the property market is cooling. According to CoreLogic data, property prices increased 0.1% in November – the weakest Australia-wide result since January 2023. Nationally, prices grew 5.5% over the year. The median value of a…

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What type of home loan do I need?

When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…

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When will interest rates drop?

Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates…

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Welcome to our October Newsletter

As housing supply ramps up in spring, we’ve seen property values inch higher nationally, but growth has slowed. With prices coming down in four capital cities during the September quarter – Melbourne, Canberra, Hobart and Darwin – savvy property hunters will no doubt be on…

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What to expect this spring selling season

Spring has arrived, bringing a renewed sense of excitement in the property market. Whether you’re an agent looking to sell a few properties, a vendor wanting to offload a property, or a buyer hoping to snap up a bargain and start a new chapter in…

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Welcome to our September Newsletter

Spring is here and that means vendors will be sprucing up their gardens and making sure their properties present beautifully for the busy spring selling season. This spring, we’re likely to see varied conditions across Australia’s capital cities. In some state capitals, like Melbourne, an…

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Is now a good time to refinance?

Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards. So, where does that leave homeowners wondering whether now is a good time to refinance? The decision as to…

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Welcome to our August Newsletter

Spring is just around the corner, and that means it’s almost the peak purchasing time for home buyers. Property values continue to creep up nationally, but the rate of growth is easing. In July, we saw national home values rise 0.5% – the 18th consecutive monthly…

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Welcome to our July Newsletter

With the latest inflation data coming in higher than expected, many homeowners have been left wondering whether the Reserve Bank of Australia (RBA) will hike the cash rate next month. Even if the RBA doesn’t increase the cash rate, experts are predicting housing purchases to slow in…