Educate Me

Is it the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of…

Easing financial pressures: loan deferrals, refinancing and more

When COVID-19 struck, banks gave eligible customers an option to pause their repayments for six months from March, due to the volatile economic climate. Hundreds of thousands of Aussies took up the offer. Home loan deferrals were due to end in September, but banks announced…

Welcome to our September Newsletter

Spring is here which means we can expect the property market to start becoming more active, as restrictions due to COVID-19 start to ease in some parts of the country. We have entered spring with record low interest rates, which is good news for prospective…

Welcome to our July Newsletter

Good news for owner occupiers and first home buyers this month. The HomeBuilder grant may just help you reach your homeownership or renovation goal sooner. Home loan interest rates remain low and with the upcoming Spring buying season, now is a good time get pre-approval…

Welcome to our June Newsletter

Winter has arrived quickly and we’re hoping you’re well and keeping warm. Recently the property market slowed down considerably with the COVID-19 pandemic having a huge impact. Find out more about home value movements in each state below. Interest rate news The Reserve Bank of…

Welcome to our April Newsletter

We hope you are doing well and staying safe amidst the current global situation we have surrounding the COVID-19 pandemic. With new policies being implemented that ban on-site auctions, we suggest looking into remote auctions and inspections for now. Please get in touch with us…

Cash Rate cut to new historic low!

While the autumn wind blows colder, things are heating up in the property market as the Reserve Bank of Australia (RBA) decided to slash the official cash rate to a historic low of 0.50% at its March meeting. At the first meeting for 2020 in…

Welcome to our February Newsletter

We hope 2020 is off to a positive start for you. Activity in the property world has been quiet of late, in line with the seasonal festive period slowdown. However, as we progress into February, things are bound to pick up. If your goals this…

Why use a mortgage broker to refinance?

Refinancing could potentially save you on interest, so it’s worth regularly reviewing your mortgage. Here’s why it’s a good idea to use a mortgage broker to refinance, rather than going direct to a lender. Expertise you can trust The mortgage industry has gone through a…

Four signed it may be time to refinance

Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in their home loan,…

Why your broker is your friend for life.

How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor you know and trust. Your mortgage and finance…

How to compare home loans and features

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for…

Why #choicematters for all Australian home buyers

You may have heard the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has made some recommendations about changing how mortgage brokers get paid. There’s been a lot of noise in the media, so we thought it might be a good…

When to leave your lender

Valentine’s Day makes us think about loyalty – which is an admirable quality in any relationship. But is your devotion to your home loan provider justified? It’s important to ask your mortgage broker to help you review your home loan from time to time. We’re…

Need to refinance your interest-only loan?

According to a recent news report, more than 900,000 interest only (IO) home loans will come up for refinance during the first quarter of 2019. This kind of loan is very popular with property investors, however, the recent tightening of lending conditions in this area of…