Educate Me

Welcome to our January Newsletter

Hello 2022! We hope you enjoyed some quality time with family and friends over the Christmas and New Year break. In December, we saw auction activity go gangbusters, with capital city auction volumes through the roof. With more stock available, it may leave you in a better…

Welcome to our December newsletter

Summer has arrived and not only is the weather heating up – so is the property market! Property volumes are continuing to surge, with plenty of new listings going up in areas previously affected by lockdowns such as Sydney, Melbourne and Canberra. Meanwhile, Australian property values…

4 tips of successful property investors

Australians love investing in property, and it’s no wonder why. Property investment helps you grow your wealth through capital growth and provides additional income via rental returns. So, what can we learn from the people who do it well? Let’s take a look at some…

APRA Serviceability Test

Recent changes to how lenders have to assess borrowing capacity for home loans will make it harder for some to borrow what they want. We’ve broken down what the changes are and what they could mean for you. What’s changed?On 6 October the Australian Prudential…

Welcome to our November Newsletter

If you’ve been holding out to buy a property in areas affected by lockdowns like Sydney, Melbourne or the ACT, we have some good news for you! The Spring selling season is starting to heat up now that lockdowns have eased, with plenty of new…

4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling…

Welcome to our October Newsletter

It’s an exciting time for property owners, with Australian housing values continuing to rise in many markets. The rate of growth has slowed down of late, but is still well above average. Lockdowns continue to affect sales and listing volumes, but once restrictions are eased, activity…

Welcome to our September Newsletter

With lockdowns in place across many parts of the country, the usually busy Spring selling season is likely to play out differently this year. Both sales and listing volumes may fall if the lockdowns persist. In Greater Melbourne, the ACT and NSW, we are seeing declines in…

Welcome to our August newsletter

Australian housing values continued their upward trajectory in July, rising another 1.6%, despite lockdowns in many parts of the country. This brings national housing values up a staggering 16.1% over the past year. But some experts say there are signs that the market may be…

Welcome to our July newsletter

The Australian property market continues to break records with national dwelling values reaching a peak in FY21 that hasn’t been seen since April 2004. If you are keen to get a foothold in the market, hang in there. Some experts say some of the heat…

Welcome to our June Newsletter

As the winter property season and end of financial year (EOFY) are upon us, the Australian property market would usually slow down during the cooler months, but experts say with current buyer demand and low interest rates, we are in for a stronger-than-usual winter season….

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, we…

How to pay off your home loan faster

Your home is probably the biggest purchase you will make in your life- it can feel like a 30-year long marathon. There are some simple ways to cut years off your mortgage, which we share in this article so you could become mortgage-fee sooner than…

Welcome to our May Newsletter

The property market is in full swing with overall market conditions remaining strong despite signs of the growth trend gradually slowing down. We are now seeing an increase in new property listings, which will likely continue to support strong buyer demand. Read on to find…

Welcome to our April newsletter

We hope you had an amazing Easter long weekend and the Easter Bunny was very generous! March was an exciting month in the property world. In the latest CoreLogic report, the national home value recorded the fastest pace of capital gains in 32 years. In…