Educate Me

Refinancing surge brings relief for homeowners

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If you’ve been trapped…

Welcome to our September Newsletter

Spring is here, and with it comes one of the busiest times in the property market. Longer days, blooming gardens and renewed buyer confidence make this season a prime time for selling – and competition is already heating up among buyers eager to secure their…

blank

What Labor’s win means for aspiring home owners

The Labor party pulled off a landslide victory in the recent federal election. So, what does this mean from a housing perspective? If you’re an aspiring homeowner, here are the key campaign promises that may impact your buying plans. Keep in mind the measures will…

blank

Are you retirement ready? Planning for the next chapter

Retirement often conjures up images of afternoons on a golf course or adventures in a motorhome, of growing your own vegetables or spending quality time with the grandkids. In order to have the retirement you’ve always dreamed of, it’s important to plan ahead. Here are…

blank

Welcome to our May Newsletter

If you’re planning a winter property purchase, you’d be feeling a warm buzz after the Reserve Bank of Australia’s (RBA) latest cash rate decision. The RBA delivered the second cash rate cut for 2025 in May, bringing it down 0.25 percentage points to 3.85 per…

blank

Welcome to our April Newsletter

The Reserve Bank of Australia (RBA) kept the cash rate on hold at its latest meeting, but it looks highly likely the RBA’s next move will be a cash rate cut after President Donald Trump’s sweeping tariffs on US imports sent shock waves through global markets. Meanwhile,…

blank

Is now a good time to buy?

The Reserve Bank of Australia (RBA) has cut the cash rate and interest rates have come down. So, is now a good time to buy property? The answer depends on your unique circumstances and goals. But generally speaking, it’s always best to get a leg…

blank

How a mortgage broker can help you this year

2025 is shaping up to be a year of opportunities in the property market. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, I’m here…

blank

5 Trends to watch if you want to buy in 2025

Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions. Here are…

blank

Welcome to our January newsletter

It’s a new year, and for aspiring homeowners, that means it’s time to focus on getting pre-approved and ready to purchase. Property prices came down nationally for the first time in almost two years in December, yet there is a lot of price divergence among Australia’s capital…

blank

2024 in review, what to expect from 2025

Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. Reflecting on 2024 Interest rates…

blank

Welcome to our December Newsletter

Summer has arrived, and while the mercury continues to rise across the nation, the property market is cooling. According to CoreLogic data, property prices increased 0.1% in November – the weakest Australia-wide result since January 2023. Nationally, prices grew 5.5% over the year. The median value of a…

blank

What type of home loan do I need?

When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…

blank

When will interest rates drop?

Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates…

blank

Welcome to our October Newsletter

As housing supply ramps up in spring, we’ve seen property values inch higher nationally, but growth has slowed. With prices coming down in four capital cities during the September quarter – Melbourne, Canberra, Hobart and Darwin – savvy property hunters will no doubt be on…