We possess within us two minds. So far I have written only of the conscious mind. I would now like to introduce you to your second mind, the hidden and mysterious subconscious.
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Can you believe the year is almost over? With the end of 2024 fast approaching, it’s time to take a look at the highlights reel of what happened in the property world this year and what’s in store for 2025. Reflecting on 2024 Interest rates…
Summer has arrived, and while the mercury continues to rise across the nation, the property market is cooling. According to CoreLogic data, property prices increased 0.1% in November – the weakest Australia-wide result since January 2023. Nationally, prices grew 5.5% over the year. The median value of a…
When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…
Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates…
As housing supply ramps up in spring, we’ve seen property values inch higher nationally, but growth has slowed. With prices coming down in four capital cities during the September quarter – Melbourne, Canberra, Hobart and Darwin – savvy property hunters will no doubt be on…
Spring has arrived, bringing a renewed sense of excitement in the property market. Whether you’re an agent looking to sell a few properties, a vendor wanting to offload a property, or a buyer hoping to snap up a bargain and start a new chapter in…
Spring is here and that means vendors will be sprucing up their gardens and making sure their properties present beautifully for the busy spring selling season. This spring, we’re likely to see varied conditions across Australia’s capital cities. In some state capitals, like Melbourne, an…
Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards. So, where does that leave homeowners wondering whether now is a good time to refinance? The decision as to…
Spring is just around the corner, and that means it’s almost the peak purchasing time for home buyers. Property values continue to creep up nationally, but the rate of growth is easing. In July, we saw national home values rise 0.5% – the 18th consecutive monthly…
With the latest inflation data coming in higher than expected, many homeowners have been left wondering whether the Reserve Bank of Australia (RBA) will hike the cash rate next month. Even if the RBA doesn’t increase the cash rate, experts are predicting housing purchases to slow in…
With today’s cost-of-living pressures, it’s more important than ever to regularly review your home loan to see how it stacks up against others. Refinancing could allow you to find a more competitive mortgage and save you a lot of money over the course of your…
Winter is here, and for savvy property hunters, it could be a cool time to snap up a bargain. The benefits of buying in winter are that there’s often less competition amongst buyers and you get to see the property during a less flattering time…
As housing prices continue to soar, many people are increasingly considering whether to buy a tiny home to live in or as a holiday home. The tiny house movement has been around for some time now, but despite its growing popularity, legislation is yet to…
In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how…
With hundreds of thousands of mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, a lot of investors are wondering whether now is a good time to refinance. Reserve Bank of Australia (RBA) data…