Educate Me

What type of home loan do I need?

When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…

When will interest rates drop?

Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates…

Welcome to our October Newsletter

As housing supply ramps up in spring, we’ve seen property values inch higher nationally, but growth has slowed. With prices coming down in four capital cities during the September quarter – Melbourne, Canberra, Hobart and Darwin – savvy property hunters will no doubt be on…

What to expect this spring selling season

Spring has arrived, bringing a renewed sense of excitement in the property market. Whether you’re an agent looking to sell a few properties, a vendor wanting to offload a property, or a buyer hoping to snap up a bargain and start a new chapter in…

Welcome to our September Newsletter

Spring is here and that means vendors will be sprucing up their gardens and making sure their properties present beautifully for the busy spring selling season. This spring, we’re likely to see varied conditions across Australia’s capital cities. In some state capitals, like Melbourne, an…

Is now a good time to refinance?

Inflation seems to be headed in the right direction, but Reserve Bank of Australia Governor Michele Bullock says a near-term cash rate cut isn’t on the cards. So, where does that leave homeowners wondering whether now is a good time to refinance? The decision as to…

Welcome to our August Newsletter

Spring is just around the corner, and that means it’s almost the peak purchasing time for home buyers. Property values continue to creep up nationally, but the rate of growth is easing. In July, we saw national home values rise 0.5% – the 18th consecutive monthly…

Welcome to our July Newsletter

With the latest inflation data coming in higher than expected, many homeowners have been left wondering whether the Reserve Bank of Australia (RBA) will hike the cash rate next month. Even if the RBA doesn’t increase the cash rate, experts are predicting housing purchases to slow in…

Considerations before refinancing

With today’s cost-of-living pressures, it’s more important than ever to regularly review your home loan to see how it stacks up against others. Refinancing could allow you to find a more competitive mortgage and save you a lot of money over the course of your…

Welcome to our June Newsletter

Winter is here, and for savvy property hunters, it could be a cool time to snap up a bargain. The benefits of buying in winter are that there’s often less competition amongst buyers and you get to see the property during a less flattering time…

The tiny house movement

As housing prices continue to soar, many people are increasingly considering whether to buy a tiny home to live in or as a holiday home. The tiny house movement has been around for some time now, but despite its growing popularity, legislation is yet to…

6 key questions to ask your mortgage broker

In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how…

When should you refinance an investment property?

With hundreds of thousands of mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, a lot of investors are wondering whether now is a good time to refinance. Reserve Bank of Australia (RBA) data…

Welcome to our April Newsletter

It’s been a busy start to autumn, with property prices reaching a new record high. Despite last year’s interest rate rises and the general cost-of-living crisis, property prices continue to creep higher in many markets. CoreLogic data shows prices rose 0.6% in March. In Sydney, the median property…

5 tips for getting on top of your mortgage repayments

If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone. Data by Roy Morgan revealed that more Australian homeowners were “at risk” of mortgage stress over the three months to January than ever before. If you’re wondering how you’ll afford your next…