We possess within us two minds. So far I have written only of the conscious mind. I would now like to introduce you to your second mind, the hidden and mysterious subconscious.
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Settlement day marks the long-awaited moment when you become the legal owner of your new home, and while it’s thrilling, it can also bring a few last-minute challenges. With the right preparation, though, you can help ensure a smooth handover and avoid surprises. Here’s your…
When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based…
With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it…
As housing prices continue to soar, many people are increasingly considering whether to buy a tiny home to live in or as a holiday home. The tiny house movement has been around for some time now, but despite its growing popularity, legislation is yet to…
In the wake of 13 consecutive cash rate hikes through 2022 and 2023, many aspiring homeowners and current mortgage holders have been left feeling uncertain. You might be concerned about whether your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how…
Purchasing your first home is an exciting milestone, but the challenge of saving 20% for a deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission. However, it’s important to not lose sight of your dream…
Getting ready to buy a home starts with saving for the deposit. It might seem challenging, but with a solid strategy, you can make it happen. Here are several things to consider to get you started and on track for home ownership sooner than you…
If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone. Data by Roy Morgan revealed that more Australian homeowners were “at risk” of mortgage stress over the three months to January than ever before. If you’re wondering how you’ll afford your next…
There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time…
Thinking about purchasing your own home this year? How exciting! The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50%…
Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about…
You’ve picked out your dream home, your offer’s been given the thumbs up, and now there’s just one big step left – settlement day. Settlement day is a mix of fun and formalities. As mortgage brokers, we’re here to make sure it all ticks along…
Are you looking to transform your totally loveable but slightly daggy property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking…
Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…
What an interesting spring selling season it’s shaping up to be. This month, RBA governor Michele Bullock kept the cash rate on hold while taking the helm for the first time. Meanwhile, the demand/supply imbalance continues to push property values higher in many markets. If you’re looking…