We possess within us two minds. So far I have written only of the conscious mind. I would now like to introduce you to your second mind, the hidden and mysterious subconscious.
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How do you know how much to pay for a property? As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home or investment property….
As we have seen with the recent east coast floods, unforeseen disasters can strike at any time. That’s why it’s so important to protect yourself and your family financially – with the right kind of insurance for when something unexpected happens. Sure, insurance may not…
With auction clearance rates soaring above 80% in many markets in recent weeks, the competition amongst buyers for properties is often fierce. One tactic some buyers use is to make a pre-auction offer before the property goes under the hammer. The idea is that if…
The equity in your home can be used to secure finance for a variety of things. It might be a home extension. An investment property. A new car or another big-ticket purchase. Knowing how to use your equity effectively and making it work for you…
If you’re buying property for the first time, you may be a little confused about which professionals you’ll need on your team. Surrounding yourself with a network of supportive experts could help make the buying process a lot smoother and stress-free. Here’s who you are…
Renovating your property is a great way to potentially drive up its value. If it’s an investment property, you may also secure a better rental return. However, before you dive in, it’s important to weigh up the costs versus the benefit of renovating. Here are…
Hello 2022! We hope you enjoyed some quality time with family and friends over the Christmas and New Year break. In December, we saw auction activity go gangbusters, with capital city auction volumes through the roof. With more stock available, it may leave you in a better…
Buying off the plan could be a good way for some people to get into the market. For one, it may allow you to lock in your property’s purchase price sooner rather than later. With prices on the move upwards in many markets, this could…
Settlement day. It’s that magical moment a property finally becomes yours. If you’re new to buying property, rest assured it’s totally normal to feel anxious about everything going to plan. But with the right help, it will. Here’s what you need to do to ensure…
The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling…
The typically busy Spring sales season is upon us, so what does it mean with much of the country in lockdown? While listing volumes will likely be down during the lockdowns, the good news is we’ve seen advertised stock and sales activity bounce back remarkably quickly once…
Can you buy an investment property on a small budget? The simple answer is ‘absolutely’! You don’t necessarily need to be pulling in the big bucks to afford an investment property. By making smart decisions, there’s no reason why you can’t join the millions of…
Whether you’re upsizing, downsizing or just moving to a house in a new location, your situation has probably changed since you last bought. Here’s a refresher on some of the finance options available when you’re purchasing your next house and a few other key considerations. The straightforward approach: Sell…
Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on…
With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge,…