Educate Me

Property investment jargon explained

Are you new to the world of property investing? If you’ve ever found yourself scratching your head at the complex lingo, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs…

Is the refinance boom over?

In 2023, the cashback craze was on steroids. Lenders vying for refinancing business were offering sweeteners of $5,000 or more to borrowers who switched over their home loans. However, the wind forwards the clock to 2024 and the landscape is vastly different. Fewer and fewer…

Refinancing a home loan: the process explained

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be!  Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in…

5 rules successful property investors follow

The wonderful thing about property investing is that it opens your world up to different ways to potentially build your wealth. However, Australian Taxation Office figures released last June showed that a quarter of Australia’s property investments are held by 1% of taxpayers. The majority of those…

Welcome to our January Newsletter

It’s a new year; and new year calls for new goals! Do you have property goals in 2024?  As some of us return to work and others enjoy the last few sun-soaked weeks of holidays, the property market remains quiet as many vendors hold off…

5 reasons to go house hunting this holiday season

Ah, the holidays! It’s not just about the Christmas cheer and soaking up the Aussie summer sun. It’s also a fantastic time to go house hunting. Here’s why hitting up those open homes during the holidays could be a really smart move: 1. Eager sellers…

Your home loan application checklist

Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about…

2023 in review, what to expect from 2024

It’s hard to believe that it’s almost the end of the year, and what a year it’s been in the property world! Let’s take a look at some of the highs and lows of 2023, and what we can expect to see in 2024. Looking…

5 Tips that can take the stress out of settlement day

You’ve picked out your dream home, your offer’s been given the thumbs up, and now there’s just one big step left – settlement day. Settlement day is a mix of fun and formalities. As mortgage brokers, we’re here to make sure it all ticks along…

5 ways to finance your renovation

Are you looking to transform your totally loveable but slightly daggy property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking…

Welcome to our November Newsletter

This month the Reserve Bank of Australia (RBA) decided to increase the cash rate. The decision is expected to take some of the heat out of the housing market rebound. Meanwhile, property prices continued to climb in most capital cities in recent weeks. If you’re planning…

4 Common Property Investment Mistakes

Diving into the world of property investment can be both exhilarating and daunting. With the potential for considerable returns, it’s tempting to jump right in. However, it’s essential to be aware of common pitfalls and arm yourself with strategies to navigate them. Here’s a guide…

Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…

When are interest rates expected to drop?

From May 2022, the Reserve Bank of Australia (RBA) began one of the most aggressive monetary tightening periods in Australian history as it tried to curb soaring inflation. But with several months of cash rate pauses by the RBA, many believe the tide may have…

Welcome to our October Newsletter

What an interesting spring selling season it’s shaping up to be. This month, RBA governor Michele Bullock kept the cash rate on hold while taking the helm for the first time. Meanwhile, the demand/supply imbalance continues to push property values higher in many markets. If you’re looking…