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How to invest in a Holiday Home

With international travel, off the cards, many people are choosing to holiday domestically. If you have the budget for it, a great way to do that is by purchasing your own holiday home. The benefit of owning a holiday home is that you’ll have a…

4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling…

Step-by-Step guide to Property Investing

Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on. If you’re considering an investment property purchase, we’ve put together a simple guide to help you get started. Let’s dive in. Step 1: Formulate an…

Tips for nabbing a bargain this Spring

The typically busy Spring sales season is upon us, so what does it mean with much of the country in lockdown? While listing volumes will likely be down during the lockdowns, the good news is we’ve seen advertised stock and sales activity bounce back remarkably quickly once…

Investing on a shoestring

Can you buy an investment property on a small budget? The simple answer is ‘absolutely’! You don’t necessarily need to be pulling in the big bucks to afford an investment property. By making smart decisions, there’s no reason why you can’t join the millions of…

Three finance strategies for purchasing your next property

Whether you’re upsizing, downsizing or just moving to a house in a new location, your situation has probably changed since you last bought. Here’s a refresher on some of the finance options available when you’re purchasing your next house and a few other key considerations. The straightforward approach: Sell…

The costs that may surprise you when buying a home

Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on…

A homeowner’s guide to refinancing

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge,…

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, we…

Should you manage your investment property?

While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Managing your investment property appears pretty…

Preparing for settlement day

You’ve found your dream property, had your offer accepted, finance approved, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day? Settlement day can be both…

Will buying a smaller investment property provide a good ROI?

A small property could potentially make a great investment, provided you choose the right one. The key to success with any investment property is thorough research. In this article, we take a look at how to research and choosing the right small space property to give…

The search for your dream home

Buying your first home or investment property can be an emotionally charged process just like planning for your next holiday. Getting caught up in the excitement and easily distracted by the more gripping things like fun activities and what bikini to pack all while forgetting…

Is it time for a home loan health check?

With a home loan, clients tend to just ‘set and forget’.  But it’s sensible to review your home loan every two to three years. Life happens and our circumstances are always changing where interest rates can go up and down, new lenders emerge and more…

Is it the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of…