Educate Me

Should you refinance now?

With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips.  Is now a good time to refinance?  While it depends largely on your individual situation and goals, there are mounting…

Your suburb research checklist

The golden rule in real estate is “location, location, location”, but how do you know a suburb is right for you when you find it?   Whether you are buying an investment property or a home, finding an area that meets your needs is paramount. Here…

4 property investment mistakes to avoid

Learning how to invest in property like a pro takes time, and if you’re new to the game, it’s easy to make rookie errors.  Here are 4 common mistakes to avoid when buying your first investment property.   Poor cash-flow management As a first-time property investor,…

Understanding the cash rate increase

News of the Reserve Bank of Australia’s (RBA) decision to increase the official cash rate has left many homeowners feeling uncertain and worried. For some, it’s the first time they’ve experienced a cash rate rise. If you’ve been left scratching your head wondering what this…

What’s a fair price for a property?

How do you know how much to pay for a property? As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home or investment property….

What insurance do you need when buying a property?

As we have seen with the recent east coast floods, unforeseen disasters can strike at any time. That’s why it’s so important to protect yourself and your family financially – with the right kind of insurance for when something unexpected happens. Sure, insurance may not…

How to make a pre-auction offer

With auction clearance rates soaring above 80% in many markets in recent weeks, the competition amongst buyers for properties is often fierce. One tactic some buyers use is to make a pre-auction offer before the property goes under the hammer. The idea is that if…

How to build a property portfolio

Getting started in property investing is exciting and may be easier than you think. Property investment could be a great way to build your wealth and achieve your long-term financial goals. Here are some tips to help you work towards building your property portfolio. Set…

What is equity?

The equity in your home can be used to secure finance for a variety of things. It might be a home extension. An investment property. A new car or another big-ticket purchase. Knowing how to use your equity effectively and making it work for you…

Who’s who in a property purchase?

If you’re buying property for the first time, you may be a little confused about which professionals you’ll need on your team. Surrounding yourself with a network of supportive experts could help make the buying process a lot smoother and stress-free. Here’s who you are…

What to consider before renovating

Renovating your property is a great way to potentially drive up its value. If it’s an investment property, you may also secure a better rental return. However, before you dive in, it’s important to weigh up the costs versus the benefit of renovating. Here are…

Welcome to our January Newsletter

Hello 2022! We hope you enjoyed some quality time with family and friends over the Christmas and New Year break. In December, we saw auction activity go gangbusters, with capital city auction volumes through the roof. With more stock available, it may leave you in a better…

Buying off the plan

Buying off the plan could be a good way for some people to get into the market. For one, it may allow you to lock in your property’s purchase price sooner rather than later. With prices on the move upwards in many markets, this could…

5 Tips to take the stress out of settlement day

Settlement day. It’s that magical moment a property finally becomes yours. If you’re new to buying property, rest assured it’s totally normal to feel anxious about everything going to plan. But with the right help, it will. Here’s what you need to do to ensure…

How to invest in a Holiday Home

With international travel, off the cards, many people are choosing to holiday domestically. If you have the budget for it, a great way to do that is by purchasing your own holiday home. The benefit of owning a holiday home is that you’ll have a…