Educate Me

Tips for buying sight unseen

There’s no doubt about it. Buying sight unseen – that is, purchasing a property without viewing it in person – can be risky.  What if it has a strange smell when you finally do enter the property?  What if it’s a little darker than how…

4 Reasons to consider investing in property now

Have you been patiently waiting in the wings, wondering whether or not to buy your first investment property in 2023?  You’re not alone. Many buyers have been spooked, what with all the changes in the market.  Whether or not now is the right time to…

6 Mistakes to avoid when refinancing in 2023

With interest rates on the move, many people are shopping around for home loans.   In January, the value of external refinancing for total housing fell 2.1%, but remained close to record highs at $18.6 billion.  If you’re considering refinancing, it’s a good idea to be aware of…

Why you need a conveyancer when buying a property

Understanding all the different parties involved in buying a property can be a minefield.   The real estate agent. The building and pest inspectors. The mortgage broker (hi there!). The buyer’s agent. The auctioneer.  Well, here’s another one to add to the list – the conveyancer….

Welcome to our March Newsletter

Autumn has arrived – the second busiest time of the year in the property world. For buyers looking to make the most of lower property prices, there are opportunities to be found.  This month the Reserve Bank of Australia (RBA) put up interest rates again…

Tips to buy an investment property in 2023

Are you considering buying an investment property in 2023? The word on the street is that 2023 will be the year savvy property investors re-enter the market, with some experts saying all the right ingredients are in place to create opportunities for strategic investing. Let’s take a…

Cushioning for the fixed rate cliff

The day you’ve been dreading is looming. You’ve enjoyed a record-low interest rate for a year or more, but now your fixed rate home loan term is ending. Do you, 1) hide under your bed and hope for the best; 2) trust that your current…

Welcome to our February Newsletter

The Reserve Bank of Australia (RBA) put up interest rates again this month – signalling more repayment pain for variable mortgage holders. The average Aussie with a $500,000 home loan has seen their repayments jump by about $900 a month since the start of the hikes last…

How do property valuers make valuations?

When you find a property you want to purchase, there are a lot of things to consider – from building inspections and pest reports to securing a loan.   One other very important thing to consider is the valuation, particularly if you’re going to buy at…

When was your last home loan health check?

A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high.   How long has it been since you looked at…

Investment tips for small space properties

A small property can make a great investment – if you choose the right one. If rising interest rates are impacting your borrowing power, then an apartment or unit could potentially be the most viable investment option.   Here’s what to consider to ensure you choose…

Welcome to our January Newsletter

Happy New Year! We hope you had a relaxing and memorable holiday season spent with family and friends.  As some of us return to work and others enjoy the last few sun-soaked weeks of holidays, the property market remains quiet as many vendors hold off…

Welcome to our December Newsletter

The holiday season is here, and so is another rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to 3.1 per cent as inflation shows signs of slowing in October. Meanwhile, the pace of decline in home values has slowed to the…

5 financial habits for the new year

The new year is when many of us hit the reset button. It’s a chance to reflect on the past 12 months, reassess priorities and set new goals. If you’re looking to create some better financial habits in 2023, here’s some techniques to help you…

Is rentvesting right for you?

The Great Australian Dream of home ownership is still alive, but it’s evolving. With rising costs of living and higher interest rates, rentvesting has become an increasingly popular strategy for getting a leg up on the property ladder. Reinvesting is when you rent where you…