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Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…

Welcome to our October Newsletter

What an interesting spring selling season it’s shaping up to be. This month, RBA governor Michele Bullock kept the cash rate on hold while taking the helm for the first time. Meanwhile, the demand/supply imbalance continues to push property values higher in many markets. If you’re looking…

Negotiating a spring bargain

Spring typically sees an uptick in property sales and this trend looks set to continue in 2023. In the first week of spring, more than 2,400 properties were scheduled to go under the hammer – up 13 per cent compared to the first week of…

7 tips to pay off your home loan sooner

Managing a mortgage can be challenging, especially when faced with growing expenses. However, with a clear plan, you can make significant progress towards paying off your home loan sooner. Read on for our 7 practical tips to help boost your savings. 1. Implement and monitor…

Welcome to our September Newsletter

Spring has arrived and it’s an exciting time for both aspiring property owners looking to get into the market and vendors eager to make a sale. The real estate market traditionally ramps up at this time of year and we are already seeing auction activity…

Smart Investing for the Budget-Savvy

Is a small budget holding you back from property investment? Think again! You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s explore how you could make this dream a reality. 1. Unlock Your…

Preparing for a spring property purchase

Spring has almost sprung and in the property world, it’s an exciting time of year. So, what will this year’s spring selling season look like? Property prices are still on the rise in many markets, despite the Reserve Bank of Australia’s aggressive interest rate hikes…

Three steps to home loan pre-approval

Spring is just around the corner which traditionally means the property market will start to warm up. If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. Not only does it save you time on your…

Achieve your investment goals: Loans for your strategy

Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout your investment journey. Here’s how we can help. Get the right loan for your investment strategy There are loads of different investment loans available,…

Refinancing made simple

Are you considering refinancing? You’re not alone. According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to $21.0b and was 22.4% higher compared to a year ago. Indeed, the series of cash rate hikes…

Credit Report 101: A Beginner’s Guide

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Since the introduction of the…

Mastering the settlement process – What every homeowner should know

There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement day can be both exciting and stressful. But once the formalities are done, it’s all worth it. If you’re planning a property purchase and…

Escaping mortgage prison

Stuck in an expensive home loan and feeling trapped? You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules. But there may…

Welcome to our June Newsletter

Australia’s winter housing outlook is improving, with rising property prices and stronger market conditions. Since February, we have seen three consecutive months of positive growth in housing values due to a significant imbalance between supply and demand. This month, experts warned that if property prices continued to…

Welcome to our April Newsletter

We hope you had a wonderful Easter and enjoyed a treat or three with your loved ones.   Homeowners breathed a collective sigh of relief this month when the Reserve Bank of Australia (RBA) kept the cash rate on hold, following the release of softer inflation figures. …