Educate Me

A homeowner’s guide to refinancing

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge,…

How to compare home loans and features

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for…

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, we…

How to pay off your home loan faster

Your home is probably the biggest purchase you will make in your life- it can feel like a 30-year long marathon. There are some simple ways to cut years off your mortgage, which we share in this article so you could become mortgage-fee sooner than…

Should you manage your investment property?

While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Managing your investment property appears pretty…

Preparing for settlement day

You’ve found your dream property, had your offer accepted, finance approved, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day? Settlement day can be both…

Will buying a smaller investment property provide a good ROI?

A small property could potentially make a great investment, provided you choose the right one. The key to success with any investment property is thorough research. In this article, we take a look at how to research and choosing the right small space property to give…

The search for your dream home

Buying your first home or investment property can be an emotionally charged process just like planning for your next holiday. Getting caught up in the excitement and easily distracted by the more gripping things like fun activities and what bikini to pack all while forgetting…

Is it time for a home loan health check?

With a home loan, clients tend to just ‘set and forget’.  But it’s sensible to review your home loan every two to three years. Life happens and our circumstances are always changing where interest rates can go up and down, new lenders emerge and more…

How to say ‘I love you’ to your home

2021 is in full swing, so it could be time to start thinking about how to show your home the love it deserves. And what better time than the month of Valentine’s? We’ve compiled a list of ways to show your house some love by…

Smart ways to save for your first deposit

Owning your own home is one of the major life goals for most people. Saving for a deposit can seem daunting at first, but it doesn’t have to be. Here are a number of things to consider to get you started and on track for…

Achieve your 2021 property goals

Have you taken your first steps to achieving your goals in 2021? While we probably can’t motivate you to eat better or exercise more, as your mortgage broker, we can help you achieve your property goals! Don’t know where to start? Check out these property goals…

Welcome to our January newsletter

Happy new year! We hope that you and your family enjoyed some quality time this Christmas and New Year.   Welcome to our first newsletter for 2021. Despite all the challenges caused by the pandemic, the property market finished the on a strong note in…

Is it the right time to refinance an investment property?

Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of…

Where are Australia’s most affordable homes?

Everyone wants a property bargain, right? Well, there’s a big difference between a bargain and a home that’s just cheap. For example, Andamooka in South Australia was declared Australia’s cheapest suburb in 2018 – the average house price is just $34,625. The reason why –…