We possess within us two minds. So far I have written only of the conscious mind. I would now like to introduce you to your second mind, the hidden and mysterious subconscious.
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Renovating your property is a great way to potentially drive up its value. If it’s an investment property, you may also secure a better rental return. However, before you dive in, it’s important to weigh up the costs versus the benefit of renovating. Here are…
January. It’s that time of year when many of us begin to feel remorse – not just about all those Christmas pies we overindulged on but also about our festive spending blowout. Last Christmas, credit card spending plunged Aussies $24.3 billion deeper into debt. It’s a…
Buying off the plan could be a good way for some people to get into the market. For one, it may allow you to lock in your property’s purchase price sooner rather than later. With prices on the move upwards in many markets, this could…
Settlement day. It’s that magical moment a property finally becomes yours. If you’re new to buying property, rest assured it’s totally normal to feel anxious about everything going to plan. But with the right help, it will. Here’s what you need to do to ensure…
With international travel, off the cards, many people are choosing to holiday domestically. If you have the budget for it, a great way to do that is by purchasing your own holiday home. The benefit of owning a holiday home is that you’ll have a…
The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling…
Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on. If you’re considering an investment property purchase, we’ve put together a simple guide to help you get started. Let’s dive in. Step 1: Formulate an…
It’s an exciting time for property owners, with Australian housing values continuing to rise in many markets. The rate of growth has slowed down of late, but is still well above average. Lockdowns continue to affect sales and listing volumes, but once restrictions are eased, activity…
The typically busy Spring sales season is upon us, so what does it mean with much of the country in lockdown? While listing volumes will likely be down during the lockdowns, the good news is we’ve seen advertised stock and sales activity bounce back remarkably quickly once…
Can you buy an investment property on a small budget? The simple answer is ‘absolutely’! You don’t necessarily need to be pulling in the big bucks to afford an investment property. By making smart decisions, there’s no reason why you can’t join the millions of…
With lockdowns in place across many parts of the country, the usually busy Spring selling season is likely to play out differently this year. Both sales and listing volumes may fall if the lockdowns persist. In Greater Melbourne, the ACT and NSW, we are seeing declines in…
Whether you’re upsizing, downsizing or just moving to a house in a new location, your situation has probably changed since you last bought. Here’s a refresher on some of the finance options available when you’re purchasing your next house and a few other key considerations. The straightforward approach: Sell…
Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on…
Australian housing values continued their upward trajectory in July, rising another 1.6%, despite lockdowns in many parts of the country. This brings national housing values up a staggering 16.1% over the past year. But some experts say there are signs that the market may be…
With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge,…