Educate Me

Your suburb research checklist

The golden rule in real estate is “location, location, location”, but how do you know a suburb is right for you when you find it?   Whether you are buying an investment property or a home, finding an area that meets your needs is paramount. Here…

Labor’s policies helping aspiring homeowners

In May, Labor was voted in at the Federal Election. If you’re an aspiring homeowner, the change of Government could mean new opportunities to help get you into your own home sooner rather than later.  In this article, we cover some of Labor’s key policies…

4 property investment mistakes to avoid

Learning how to invest in property like a pro takes time, and if you’re new to the game, it’s easy to make rookie errors.  Here are 4 common mistakes to avoid when buying your first investment property.   Poor cash-flow management As a first-time property investor,…

Welcome to our May newsletter

This month, the Reserve Bank of Australia (RBA) increased the official cash rate for the first time in more than 11 years. The move is likely to have huge implications for the housing industry. For one, lenders have already been passing on the cash rate…

What’s a fair price for a property?

How do you know how much to pay for a property? As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home or investment property….

What insurance do you need when buying a property?

As we have seen with the recent east coast floods, unforeseen disasters can strike at any time. That’s why it’s so important to protect yourself and your family financially – with the right kind of insurance for when something unexpected happens. Sure, insurance may not…

How to make a pre-auction offer

With auction clearance rates soaring above 80% in many markets in recent weeks, the competition amongst buyers for properties is often fierce. One tactic some buyers use is to make a pre-auction offer before the property goes under the hammer. The idea is that if…

Welcome to our April newsletter

As the Easter eggs come off the shelves, some aspiring homeowners are shifting their focus from chocolate to securing a property during the busy Autumn buying season. If you’ve been struggling to break into the property market, it’s worth looking into the  government’s proposed $8.6…

How to compare home loans and features

Which home loan is right for you? How can you tell when there are so many different lenders, loan types and features available? It can be confusing, particularly if you are a first-time buyer. Fortunately, we’re here to help explain things, so let’s dive in….

How to Airbnb your property

Always dreamed of having a successful side hustle? Have you considered joining the thousands of Aussies who are listing their properties on Airbnb and pulling in extra coin? With Australia reopening its borders to international tourism and more and more Aussies beginning to explore the…

Welcome to our March newsletter

Autumn has arrived and what a wonderful time of year to turn over a new leaf with a property purchase. While national housing values are generally rising, the pace of growth has trended downwards since April last year, according to CoreLogic figures. CoreLogic director of research, Tim…

How to build a property portfolio

Getting started in property investing is exciting and may be easier than you think. Property investment could be a great way to build your wealth and achieve your long-term financial goals. Here are some tips to help you work towards building your property portfolio. Set…

What is equity?

The equity in your home can be used to secure finance for a variety of things. It might be a home extension. An investment property. A new car or another big-ticket purchase. Knowing how to use your equity effectively and making it work for you…

What to consider before renovating

Renovating your property is a great way to potentially drive up its value. If it’s an investment property, you may also secure a better rental return. However, before you dive in, it’s important to weigh up the costs versus the benefit of renovating. Here are…

Take control of your budget

January. It’s that time of year when many of us begin to feel remorse – not just about all those Christmas pies we overindulged on but also about our festive spending blowout. Last Christmas, credit card spending plunged Aussies $24.3 billion deeper into debt. It’s a…