Educate Me

How to invest in a Holiday Home

With international travel, off the cards, many people are choosing to holiday domestically. If you have the budget for it, a great way to do that is by purchasing your own holiday home. The benefit of owning a holiday home is that you’ll have a…

4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved up some extra funds during lockdown, or you may be struggling…

Step-by-Step guide to Property Investing

Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on. If you’re considering an investment property purchase, we’ve put together a simple guide to help you get started. Let’s dive in. Step 1: Formulate an…

Welcome to our October Newsletter

It’s an exciting time for property owners, with Australian housing values continuing to rise in many markets. The rate of growth has slowed down of late, but is still well above average. Lockdowns continue to affect sales and listing volumes, but once restrictions are eased, activity…

Tips for nabbing a bargain this Spring

The typically busy Spring sales season is upon us, so what does it mean with much of the country in lockdown? While listing volumes will likely be down during the lockdowns, the good news is we’ve seen advertised stock and sales activity bounce back remarkably quickly once…

Investing on a shoestring

Can you buy an investment property on a small budget? The simple answer is ‘absolutely’! You don’t necessarily need to be pulling in the big bucks to afford an investment property. By making smart decisions, there’s no reason why you can’t join the millions of…

Welcome to our September Newsletter

With lockdowns in place across many parts of the country, the usually busy Spring selling season is likely to play out differently this year. Both sales and listing volumes may fall if the lockdowns persist. In Greater Melbourne, the ACT and NSW, we are seeing declines in…

Three finance strategies for purchasing your next property

Whether you’re upsizing, downsizing or just moving to a house in a new location, your situation has probably changed since you last bought. Here’s a refresher on some of the finance options available when you’re purchasing your next house and a few other key considerations. The straightforward approach: Sell…

The costs that may surprise you when buying a home

Besides the deposit and monthly mortgage repayments, there are other fees to consider when buying a house. Things like pest and building inspections, borrowing costs, insurance and legal fees all add up. The average Australian may pay more than $6,000 in unexpected upfront costs on…

Welcome to our August newsletter

Australian housing values continued their upward trajectory in July, rising another 1.6%, despite lockdowns in many parts of the country. This brings national housing values up a staggering 16.1% over the past year. But some experts say there are signs that the market may be…

A homeowner’s guide to refinancing

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so. We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge,…

How to compare home loans and features

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for…

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change. Before making the switch, we…

How to pay off your home loan faster

Your home is probably the biggest purchase you will make in your life- it can feel like a 30-year long marathon. There are some simple ways to cut years off your mortgage, which we share in this article so you could become mortgage-fee sooner than…

Should you manage your investment property?

While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Managing your investment property appears pretty…