Educate Me

Property investment jargon explained

Are you new to the world of property investing? If you’ve ever found yourself scratching your head at the complex lingo, we’re here to turn that confusion into clarity. Imagine dazzling your dinner guests with your newfound knowledge, effortlessly chatting about the ins and outs…

4 common mistakes to avoid as a first home buyer

There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time…

Welcome to our February Newsletter

It’s been a great start to the year for homeowners, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold. Inflation continues to ease, and the prospect of a cash rate cut by the RBA is looking more and more likely later…

4 steps to take now for buying your first home in 2024

Thinking about purchasing your own home this year? How exciting!  The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50%…

Refinancing a home loan: the process explained

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be!  Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in…

Welcome to our January Newsletter

It’s a new year; and new year calls for new goals! Do you have property goals in 2024?  As some of us return to work and others enjoy the last few sun-soaked weeks of holidays, the property market remains quiet as many vendors hold off…

2023 in review, what to expect from 2024

It’s hard to believe that it’s almost the end of the year, and what a year it’s been in the property world! Let’s take a look at some of the highs and lows of 2023, and what we can expect to see in 2024. Looking…

Welcome to our December Newsletter

It’s hard to believe it’s already December, and what a year it’s been in the property world. After falling -7.5% from a peak in April 2022 to a trough in January 2023, property prices have bounced 8.3% higher over the past 10 months, demonstrating a clear recovery….

5 Tips that can take the stress out of settlement day

You’ve picked out your dream home, your offer’s been given the thumbs up, and now there’s just one big step left – settlement day. Settlement day is a mix of fun and formalities. As mortgage brokers, we’re here to make sure it all ticks along…

Top camping holiday destinations

Imagine warm pleasant nights beneath a star-studded sky. Long hot days soaking up the summer sunshine and exploring the great outdoors in all its beauty. With summer on the horizon, it may have you daydreaming about going on a summer holiday, no more workin’ for…

Welcome to our November Newsletter

This month the Reserve Bank of Australia (RBA) decided to increase the cash rate. The decision is expected to take some of the heat out of the housing market rebound. Meanwhile, property prices continued to climb in most capital cities in recent weeks. If you’re planning…

Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…

Welcome to our August Newsletter

Spring is just around the corner and that means the busiest period for the real estate industry is almost here. So, what’s been happening in the property world of late? The Reserve Bank of Australia (RBA) left the cash rate on hold again this month…

Refinancing made simple

Are you considering refinancing? You’re not alone. According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to $21.0b and was 22.4% higher compared to a year ago. Indeed, the series of cash rate hikes…

Credit Report 101: A Beginner’s Guide

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Since the introduction of the…