Educate Me

Take control of your budget

January. It’s that time of year when many of us begin to feel remorse – not just about all those Christmas pies we overindulged on but also about our festive spending blowout. Last Christmas, credit card spending plunged Aussies $24.3 billion deeper into debt. It’s a…

APRA Serviceability Test

Recent changes to how lenders have to assess borrowing capacity for home loans will make it harder for some to borrow what they want. We’ve broken down what the changes are and what they could mean for you. What’s changed?On 6 October the Australian Prudential…

How to protect you and your family from cyberattacks

When it comes to protecting your online information, it pays to be vigilant. More recent data from the Australian Competition and Consumer Commission shows financial losses from phishing schemes, which trick people into giving out personal information, are up 261 per cent in 2021, compared to last year….

Spring cleaning for your indoor plants

There are all sorts of benefits of owning indoor plants which you may or may not have heard about. Aside from making your living space more attractive, indoor plants may help reduce stress levels, sharpen your attention, improve your mental health and boost productivity. Interestingly, studies have…

How to compare home loans and features

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for…

Get your budget under control

Getting your budget under control and your finances in order is essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder. Now the end of financial year…

Welcome to our June Newsletter

As the winter property season and end of financial year (EOFY) are upon us, the Australian property market would usually slow down during the cooler months, but experts say with current buyer demand and low interest rates, we are in for a stronger-than-usual winter season….

Want to get the tax-man to help you buy business equipment?

End of financial year is just around the corner, which means time is running out to purchase a vehicle or equipment for your business before June 30. If you are wanting to purchase an asset or vehicle for your business, we have access to wide…

Fun ideas for your Easter celebration

It’s hard to believe Easter is almost here, but by now you would have noticed all the chocolate eggs appearing around the supermarket. Easter is a special time for families, and in this article, we share some fun ideas for your celebrations this year. Remember,…

How to say ‘I love you’ to your home

2021 is in full swing, so it could be time to start thinking about how to show your home the love it deserves. And what better time than the month of Valentine’s? We’ve compiled a list of ways to show your house some love by…

What do you know about your credit report?

Ever had someone ask you for $50 and promise to pay you back within a week? And if they didn’t, would you be inclined to lend them $50 again? Well, that’s how a lender looks at you, the borrower. It’s why most lenders take your…

Achieve your 2021 property goals

Have you taken your first steps to achieving your goals in 2021? While we probably can’t motivate you to eat better or exercise more, as your mortgage broker, we can help you achieve your property goals! Don’t know where to start? Check out these property goals…

A Christmas recipe to remember

Christmas is the most magical time of the year and we’d like to help you enjoy it with an old-school recipe for a family feast! For many people (including us), one of the best parts of the festive season is all the yummy food. It’s…

Summer is coming and it’s time to get in gear!

Say the words ‘finance broker’ and most people immediately think of the person who can line you up with a competitive mortgage. But did you know we can also help you find the right loan product for a whole range of lifestyle assets? Caravans. Speed…

Home Buyers Protection: which one is right for you?

2020 has been quite an eventful year so far… and unfortunately not for the right reasons. From the bushfires, the COVID-19 pandemic, and now the economic challenges, it’s been mentally and emotionally exhausting for many Australians. During challenging times, we all desire for the peace…