Educate Me

4 common mistakes to avoid as a first home buyer

There’s nothing like buying your very first home. The excitement of knowing you can paint the inside whatever colour you like. The thrill of hammering a few nails into the walls for your favourite prints and not worrying about the consequences. You want your first-time…

4 steps to take now for buying your first home in 2024

Thinking about purchasing your own home this year? How exciting!  The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50%…

Your home loan application checklist

Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about…

5 Tips that can take the stress out of settlement day

You’ve picked out your dream home, your offer’s been given the thumbs up, and now there’s just one big step left – settlement day. Settlement day is a mix of fun and formalities. As mortgage brokers, we’re here to make sure it all ticks along…

5 ways to finance your renovation

Are you looking to transform your totally loveable but slightly daggy property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking…

Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application…

Welcome to our October Newsletter

What an interesting spring selling season it’s shaping up to be. This month, RBA governor Michele Bullock kept the cash rate on hold while taking the helm for the first time. Meanwhile, the demand/supply imbalance continues to push property values higher in many markets. If you’re looking…

Negotiating a spring bargain

Spring typically sees an uptick in property sales and this trend looks set to continue in 2023. In the first week of spring, more than 2,400 properties were scheduled to go under the hammer – up 13 per cent compared to the first week of…

Welcome to our September Newsletter

Spring has arrived and it’s an exciting time for both aspiring property owners looking to get into the market and vendors eager to make a sale. The real estate market traditionally ramps up at this time of year and we are already seeing auction activity…

Credit Report 101: A Beginner’s Guide

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history. Since the introduction of the…

Tips for nabbing a bargain this spring

The spring sales season is here, but what do rising interest rates mean for this traditionally busy period?  The pandemic’s peak profit-making period has now officially passed, with property prices still falling across much of the country.   However, with rapidly rising interest rates cutting the…

What you need to know come settlement day

The search for your dream property can be both exciting and stressful. From the inspections that kick everything off to putting in your offer and having it accepted, these are all stepping stones on the journey towards ownership. It all culminates in the final step…

Renovating for returns in 2022

The goal of renovating for profit is to minimise expenditure and maximise return. Focus on renovations that will increase your property’s value, whilst not costing you the earth. Here are 6 smart renovation ideas that will resonate with prospective buyers and help you get great…

Stamp duty explained

If you’ve never bought property before, you may not understand what stamp duty is. In a nutshell, stamp duty is a tax. It’s not very sexy, but it’s one of those things that goes hand in hand with purchasing a property. Navigating stamp duty can…

Labor’s policies helping aspiring homeowners

In May, Labor was voted in at the Federal Election. If you’re an aspiring homeowner, the change of Government could mean new opportunities to help get you into your own home sooner rather than later.  In this article, we cover some of Labor’s key policies…