Educate Me

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A guide to strata fees

When purchasing a property, particularly an apartment, townhouse, or unit, it’s important to consider the ongoing costs beyond your mortgage repayments. One of these key expenses is strata fees, which help cover the maintenance and management of shared spaces within the complex. If you’re planning to…

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Variable or fixed? Finding your home loan rate in 2025

The Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate…

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Has the property market peaked?

In recent months, we’ve seen a definite shift in the property market. It’s left one question on many aspiring property owners’ lips: Has the property market peaked? If you’re looking to make the most of falling interest rates and buy a home or an investment…

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Welcome to our February Newsletter

It was the news homeowners across the nation had been waiting to hear. The Reserve Bank of Australia (RBA) has cut the cash rate. The majority of new home loans in Australia in 2024 are variable – estimated at 98 percent – while only 2 percent are…