Promoter Altitude Capital Pty Ltd
Competition Refer-a-friend
Entrants Existing and/or new clients who refer a friend, family member or work colleague and Business Referral Partners
Exclusions Employees of Altitude Capital
Entry Period Starts 09:00am Friday 31 January 2020 and closes 17:00pm Monday 30 November 2020
Entry The enter refer a friend, family member or a work colleague who has a phone and/or face to face meeting with an Altitude Capital Mortgage Broker.
Limit 1 entry per new referral
Draw Monday 7 December 2020 at 12pm at 53 Coonara Ave, West Pennant Hills by barrel draw
Notification Via phone or email 7 December 2020
Publication Via bulk email to client base and on Altitude Capital website and facebook – 8 December 2020
Claim Period Major Prize is valid for use within 12 months

Minor Prize is a Visa Gift Card for use once received.

Prize Major Prize – 2 nights accommodation in the Hunter Valley and a Hot Air Balloon ride for 2 people to the maximum value of $1,500

Minor Prize – $250 Visa Gift Card

Prize Conditions 1)    Person referring must provide valid phone and email details for themselves.

2)    Person being referred must provide phone and email details for contact and competition use and be available for a phone/face-to-face meeting to discuss their prospective needs.

3)    The Major winner will consult with Altitude Capital for payment of accommodation and hot air balloon ride once dates and venues have been decided.

4)    Altitude Capital will promptly pay for the Major prize components up to the maximum value of $1,500

5)    Altitude Capital will promptly send out the Pre-paid visa card for the successful Minor prize winner

Permit Details NSW Permit No. LTPS/ 20 / 41780


  1. The promoter of the Competition is the Promoter.
  2. By entering this Competition, Entrants agree to be bound by these Terms and Conditions. Information on how to enter and prizes form part of these Terms and Conditions.


  1. Entry is open only to the Entrants, excluding the Exclusions.
  2. This Competition will be conducted during the Entry Period. Entries must be received by the Promoter during the Entry Period. Entries received after the Entry Period will not count towards the Competition. The Promoter is not responsible for any late, lost or misdirected entries.


  1. To enter this Competition, Entrants must complete the Entry, subject to the Limit.
  2. Entry to this Competition via the Website is free. However, any costs associated with accessing the Website are dependent on the internet service provider used.
  3. Entrants must personally and manually submit an Entry using an internet browser. The Promoter reserves the right to reject an Entry if it reasonably forms the opinion that an Entry has been created and/or submitted using automated entry means or a computer entry service.
  4. The Promoter reserves the right to verify the validity of an Entry and to disqualify an Entrant for tampering with the entry process or for submitting an Entry that does not, in the Promoter’s sole discretion, comply with these Terms and Conditions.
  5. All Entries become the property of the Promoter.


  1. This Competition is a game of chance.
  2. The winner(s) of the Prize(s) will be drawn manually at the Draw from all entries received during the Entry Period. The result of the draw is final and the Promoter will not enter into correspondence regarding the result.


  1. The Winners will be notified in accordance with the Notification.
  2. The Winner must claim the Prize within the Claim Period. The Promoter will not be responsible for any delay, loss or damage to the Prize once it has left the Promoter’s or supplier’s premises.
  3. If the Winner is under 18 years of age, the Prize will be awarded to the parent or legal guardian of the Winner on behalf of the winner.
  4. If the Winner is unable to comply with these Terms and Conditions and/or does not claim the Prize within the Claim Period, the Promoter reserves the right to conduct an unclaimed prize draw at the Unclaimed Prize Draw to distribute the Prize. The first valid Entry drawn will win the unclaimed Prize.


  1. The prize consists of the Prize, valued at the Total Prize Value.
  2. The Winner’s use of the Prize is subject to:
    1. (a)  the Prize Conditions; and
    2. (b)  additional terms and conditions imposed by the supplier(s) of the Prize (if any), with which the Winner must comply.
  3. The Prize is not transferable and not redeemable for cash or other goods or services. The Prize must be taken as a whole and as stated in these Terms and Conditions. No alternative will be provided, and no compensation will be payable if the Winner is unable to use the Prize as such.
  4. The value of the Prizes are the recommended retail price as provided by the supplier (inclusive of GST) and is correct as at the start of the Competition.
  5. If the Prize becomes unavailable for any reason, the Promoter, in its sole discretion, reserves the right to substitute the Prize with a prize of equal or greater value and/or specification, subject to regulatory approval.

Your information

  1. If an Entrant’s contact details changes between the date of entry and the Unclaimed Prize Determination, the Entrant must notify the Promoter of his/her updated contact details.
  2. The Promoter is bound by the Australian Privacy Principles in the Privacy Act 1988. Entrants’ personal information will be collected by or on behalf of the Promoter to enable it to conduct the Competition, publicise the name of the Winners and where Entrants have consented to the receipt of such information, send Entrants marketing, advertising and promotional material.
  3. Entrants’ personal information may be disclosed to third parties who assist the Promoter in conducting this Competition, including regulatory authorities, entities which supply and deliver the Prizes to the Winners, and marketing and communications agencies.
  4. The Winners’ names will be published and retained as required by relevant legislation and as specified in these Terms and Conditions.
  5. Entrants can contact the Promoter by mail at PO Box 291 West Pennant Hills, NSW, 2125 or by telephone on (02) 9659 2202, to request access to, or corrections of, the Entrant’s personal information held by the Promoter.
  6. The Winner consents to the Promoter’s use of the Winner’s name, likeness, image, picture, voice, statements, testimonials or quotations for promotional, marketing and publicity purposes in any media worldwide, without any fee being paid to the Winner.

Risk and liability

  1. The Winner participates in this Competition, and uses the Prize, at his or her own risk.
  2. The Promoter, its related bodies corporate and the suppliers, agencies and other companies involved in this Competition assume no responsibility for any error, omission, interruption, defect, delay in operation or transmission, or loss or damage to data.
  3. If this Competition is not capable of running as planned for any reason (including as a result of technical failures, fraud or causes beyond the Promoter’s control), the Promoter may, in its sole discretion, cancel, suspend or change the Competition and re-commence it on similar terms, subject to any directions by regulatory authorities.
  4. To the fullest extent permitted by law, the Promoter, its related bodies corporate and their respective officers, directors, employees and agents exclude liability for all loss (including loss of data, unauthorised access to data and consequential loss), damage, expenses, death or personal injury suffered or incurred arising out of, or in connection with, this Competition (including in relation to the Winner’s participation in this Competition and use of the Prize).
  5. These Terms and Conditions are subject to the applicable State or Territory trade promotion lottery laws and authorities.
  6. This Competition is authorised under the Permit Numbers.